services

We cover and advise on a wide range of financial services.

Mortgages

first time buyers | remortgaging | mortgage types | loans

A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, with varying interest rates and repayment options available.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

A fee of up to £1,250 or 2% of the loan amount, if greater, is payable on application. For example on a £100,000 mortgage, this would be equate to a fee of £2,000. An administration fee of £249 is included within our fee. We will also receive a commission from the lender.

business protection

key person insurance | partnership | shareholder

Business protection is all about insuring for the unexpected. It’s a way of protecting your business if something goes wrong.

investments

ISA | Platforms | Investment types | Overview
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment.

You should seek advice appropriate to your specific circumstances prior to making any decisions.

pension planning

divorce | planning | how it works | personal pension

It’s important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance.

For advice on your specific circumstances, please get in touch.

retirement

Enhanced annuities | options | income drawdown
It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance.

For advice on your specific circumstances, please get in touch.

Protection

critical illness | income | life | Payment Protection | Short Term Income Protection | Value of protection

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.

General Insurance

Home insurance | Contents insurance

It’s important to ensure you put the right insurance in place to protect your home, its contents and your overall financial security.